Saratoga Retirement Community
Benefits Package
BENEFITS/MEDICAL
Kaiser HMO
- Eligible first of the month following three months of service
- Full time employees working over 32 hours
- Vision
- Standard features/benefits, prescriptions, and emergencies
- Employer supports 80% of employee's premium
Dependent(s) cost supported by employee at 100% - Low deductible for most standard features
BENEFITS/DENTAL
MetLife
- Choose an In-Network or Out-of-Network dentist
- Eligible first of month following three months of service
- Employer supports 80% of employee's premium
- Dependent(s) cost supported by employee at 100%
- Full time employee working over 32 hours
- Deductibles will apply for certain services
- 1500K Maximum benefit
LIFE INSURANCE
- Group term life insurance offered through Metlife
- MetLife offers supplemental voluntary life insurance for employee, spouse and/or child(ren)
- $15,000 for non-exempt; $30,000 for exempt
Coverage supported by Saratoga Retirement Community - Eligible first of the month following three months
of service - Full time employees working over 32 hours
- Conversion privileges at date of termination
PERSONAL CHOICE ACCOUNT
SPENDING PROGRAM
- Premiums pre-taxed for medical & dental
- Eligible for pre-tax premiums first of the month following three months of service
403(b)
- Mutual investments through Lincoln National Life
- Multiple funds and vehicles
- Pre-tax advantages
- Penalty if funds are withdrawn
- Can contribute as low as $10/pay period
- Eligible as of date of hire
- Age 21 or older
COLONIAL LIFE
Colonial Supplemental Insurance offers:
- Supplemental Life Insurance
- Disability Insurance
- Accident Insurance
- Critical Illness Insurance
- Cancer Illness
EDUCATIONAL REIMBURSEMENT
- $500.00 Semester
- Approved degree/certificate program
- Fulltime employee
IN LIEU OF BENEFITS
- 15% hourly benefit for employee the first pay period following election
- Can elect program at Open Enrollment if currently in benefits
- Elimination of health & welfare benefits, vacation, sick leave and holidays